Pradhan Mantri Fasal Bima Yojana (PMFBY) – Crop Insurance
Overview & Benefits
Pradhan Mantri Fasal Bima Yojana (PMFBY) Central Government ki ek bahut badi fasal bima (crop insurance) yojana hai. Iska main maksad kisanon ko natural calamities (baarh, sookha, toofan), keede (pests), ya bimariyon ki wajah se hone wale fasal ke nuksan par aarthik sahayata (financial support) dena hai. Isse kisanon ki income safe rehti hai aur unhe kheti chhodni nahi padti.
Eligibility Criteria
- Desh ke sabhi kisan jo notified area mein notified fasal uga rahe hain, wo iske liye eligible hain.
- Jin kisanon ne bank se kisan credit card (KCC) ya loan liya hai (Loanee farmers), unke liye ye automatically lagoo hota hai.
- Jo kisan loan nahi lete (Non-loanee farmers), wo bhi apni marzi se (voluntarily) apply kar sakte hain.
- Bataidar (Sharecroppers) aur Tenant farmers bhi apply kar sakte hain.
Required Documents
- Aadhaar Card (Mandatory)
- Bank Account Passbook
- Jameen ke kagaz (Land Records / Khatiyan / Parcha)
- Fasal bone ka praman patra (Crop Sowing Certificate)
- Agar bataidar hain, toh zameen malik ke sath agreement paper
Application Process
- Sabse pehle official website pmfby.gov.in par jayen.
- Home page par ‘Farmer Corner’ par click karein aur ‘Guest Farmer’ select karein.
- Apni personal details, bank account details aur jameen ki jaankari form mein bharein.
- Zaroori documents (Aadhaar, Bank Passbook, Land details) scan karke upload karein.
- Apna chhota sa premium amount pay karein aur form submit kar dein. Aapko ek Application/Receipt number milega jisse aap status check kar payenge.